The rise of stay-at-home moms in South Florida: How childcare costs reshape families (includes graphics)

In the bustling neighborhoods of South Florida, a quiet yet significant shift is taking place: more mothers are choosing to stay at home with their children. Unlike the national trend, where maternal labor force participation remains steady, cities like Miami, Fort Lauderdale, and North Miami Beach are seeing a rise in stay-at-home moms. The driving force? The skyrocketing cost of childcare.

According to the Economic Policy Institute, the average annual cost of infant care in Florida is $9,238, consuming nearly 14% of a median family’s income. In metropolitan areas like Miami-Dade, those costs can be even higher. “It just didn’t make financial sense for us,” says Sasana Montaque, a former middle school educator and South Florida native who decided to leave her job after the birth of her second child. “By the time we paid for daycare, my paycheck barely covered other expenses.

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Although there was been an increase in stay-at-home mothers in South Florida, nationally the workforce participation rate among mothers has remained stable, with around 74% of mothers with children under 18 engaged in paid labor.

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Economists point to several factors influencing this regional divergence. South Florida has experienced a surge in housing costs, compounding the financial burden on dual-income families. Additionally, childcare costs have outpaced wage growth, making it increasingly difficult for parents to justify the expense of full-time care while maintaining employment.

According to a report by the Florida Chamber Foundation, the state’s workforce participation rate among mothers has fluctuated due to a combination of economic factors, including the rising cost of living and limited access to affordable childcare solutions. Some employers have begun offering childcare stipends or remote work options to mitigate these challenges, but such benefits are not yet widespread.

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While some view this shift as a return to traditional family roles, others see it as a forced economic decision rather than a lifestyle choice. For many families, the cost-benefit analysis of staying home versus working leans heavily toward the former.

As policymakers and businesses grapple with the changing dynamics of working motherhood, the question remains: How can South Florida, and the nation at large, better support working parents?

The conversation around affordable childcare is far from over, and solutions will likely require collaboration between government, businesses, and communities. Expanding access to early childhood education, increasing childcare subsidies, and encouraging family-friendly workplace policies could all play a role in reversing this trend. In the meantime, South Florida families continue to navigate these financial challenges, making tough choices that will shape the next generation.

You can find the interactive version of this story on Medium.

​​Tascia Chamberlain is a junior at Florida International University studying Digital Media Communications on an Interactive Media Track. She plans to work in digital marketing.